Panama City Beach water temperature today

Panama City Beach, Florida

Panama City Beach water temperature today is 74°F. Is it cold? It's warm for most people, so plan on boardshorts.

Water temperature refreshed hourly from an observed station reading.

Panama City Beach water stays swimmable most of the year, but winter cold fronts can drop temps fast. Hurricane season brings the warmest water alongside the best waves. This guide helps you pick the right rubber for each season.

74°F2° this week
Boardshorts

Warm enough for boardshorts or a bikini

7-Day Temperature Trend

Data from Spyglass Drive · Updated hourly

Beach Water Temperatures

Current water temperatures at each surf spot. Temperatures can vary based on local conditions, currents, and depth.

Spyglass Drive surf break
74°F

Spyglass Drive

Boardshorts

Surf spots in Panama City Beach

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Featured Beaches(1)

Spyglass Drive

Intermediate

Spyglass Drive is a Gulf of Mexico sandbar surf zone at Panama City Beach in Florida Panhandle. The representative coordinate marks nearshore water, not a fixed takeoff; sandbars, currents, and access conditions can change.

Spot guide for Panama City Beach

Break types, ratings, and local tips for each beach.

Spyglass Drive
beach
intermediate

Spyglass Drive is a Gulf of Mexico sandbar surf zone at Panama City Beach in Florida Panhandle. The representative coordinate marks nearshore water, not a fixed takeoff; sandbars, currents, and access conditions can change.

What to know about water temperature

  • Weekly temperature trends and seasonal averages
  • Gear recommendations for dawn patrol versus midday
  • Upwelling signals that drop temps overnight
  • Health and recovery tips for long cold sessions

Surf Guides for Panama City Beach

Conditions

Dawn Patrol
Best early morning sessions
Sunset Sessions
Evening golden hour spots
Tide Windows
Optimal tidal conditions
Water Temperature
You're here

Style

Less Crowded
Quieter lineups & backups

Frequently Asked Questions

About surfing in Panama City Beach

Panama City Beach water is 74°F today, which is warm for most people, so most surfers wear boardshorts. Wind, air temperature, and session length change how cold it feels.
Panama City Beach water is 74°F today. Readings differ from beach to beach and through the day, so check the per-beach temperatures on this page before you go.
Water temperatures in Panama City Beach typically range from 65-85°F. For summer, boardshorts is recommended. In winter, you'll want 3/2mm. Spring and fall may require adjusting based on your cold tolerance.
Yes! During May-October, water temperatures in Panama City Beach are warm enough to surf in boardshorts. Outside that window, boardshorts is a good baseline for comfortable sessions.